Best baccarat money management

Baccarat is a popular casino game known for its simplicity and elegance. However, like any gambling game, it requires careful money management to ensure that you can enjoy the game without risking significant financial losses. Here are some of the best baccarat money management strategies to help you play responsibly and potentially maximize your winnings. 1. Set a Budget Before you start playing baccarat, it’s crucial to set a budget. This budget should be an amount of money that you can afford to lose without affecting your financial stability.

  • Cash King Palace
    new
    Royal Wins100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Lucky Ace Palace
    Luck&Luxury100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Starlight Betting Lounge
    Celestial Bet100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Spin Palace Casino
    Win Big Now100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Silver Fox Slots
    Elegance+Fun100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Golden Spin Casino
    Luxury Play100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Royal Fortune Gaming
    Opulence & Thrills100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Lucky Ace Casino
    Luck&Luxury100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Diamond Crown Casino
    Opulence & Fun100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Victory Slots Resort
    Spin to Win100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more

Best baccarat money management

Baccarat is a popular casino game known for its simplicity and elegance. However, like any gambling game, it requires careful money management to ensure that you can enjoy the game without risking significant financial losses. Here are some of the best baccarat money management strategies to help you play responsibly and potentially maximize your winnings.

1. Set a Budget

Before you start playing baccarat, it’s crucial to set a budget. This budget should be an amount of money that you can afford to lose without affecting your financial stability.

  • Daily Budget: Decide how much you are willing to spend in a single session.
  • Weekly or Monthly Budget: If you plan to play regularly, set a weekly or monthly limit to avoid overspending.

2. Stick to the Budget

Once you’ve set your budget, it’s essential to stick to it. Avoid the temptation to exceed your budget, even if you’re on a winning streak.

  • Self-Discipline: Practice self-discipline to ensure you don’t exceed your budget.
  • Walk Away: If you reach your budget limit, walk away from the table, regardless of the outcome.

3. Use Flat Betting

Flat betting is a simple and effective money management strategy where you bet the same amount on every hand.

  • Consistency: Flat betting ensures consistency and reduces the risk of significant losses.
  • Example: If your budget is \(100, you might decide to bet \)5 per hand. This way, you can play 20 hands without exceeding your budget.

4. Avoid the Tie Bet

The tie bet in baccarat has a high house edge, making it a poor choice for money management.

  • House Edge: The house edge for the tie bet is around 14%, significantly higher than the player and banker bets.
  • Focus on Player or Banker: Stick to betting on the player or banker to reduce the house edge and improve your chances of winning.

5. Take Advantage of Bonuses and Promotions

Many online casinos offer bonuses and promotions that can enhance your baccarat experience.

  • Welcome Bonuses: Look for casinos that offer welcome bonuses for new players.
  • Loyalty Programs: Participate in loyalty programs to earn rewards and bonuses.
  • Use Wisely: Use these bonuses wisely to extend your playing time and potentially increase your winnings.

6. Know When to Quit

Knowing when to quit is a crucial aspect of effective money management.

  • Winning Streak: If you’re on a winning streak, consider setting a win limit and quitting when you reach it.
  • Losing Streak: If you’re on a losing streak, it’s wise to quit before you lose more than you can afford.

7. Practice with Free Games

Many online casinos offer free baccarat games that allow you to practice without risking real money.

  • Skill Development: Use free games to develop your skills and understand the game better.
  • Money Management Practice: Practice your money management strategies in a risk-free environment.

Effective money management is key to enjoying baccarat responsibly and potentially maximizing your winnings. By setting a budget, sticking to it, using flat betting, avoiding the tie bet, taking advantage of bonuses, knowing when to quit, and practicing with free games, you can enhance your baccarat experience and make more informed decisions at the table. Remember, the goal is to have fun while managing your finances wisely.

win real money playing online casino games: top picks & strategies

Online casinos have revolutionized the way people gamble, offering a convenient and exciting platform to win real money from the comfort of your home. Whether you’re a seasoned gambler or a newbie, understanding the top games and strategies can significantly enhance your chances of winning. This article delves into the best online casino games and provides effective strategies to help you maximize your winnings.

Top Picks: Online Casino Games to Win Real Money

1. Slot Machines

  • Why Play? Slot machines are the most popular online casino games due to their simplicity and high payout potential.
  • Types: Classic slots, video slots, progressive jackpot slots.
  • Strategy: Look for high RTP (Return to Player) percentages and play progressive jackpot slots for a chance at life-changing sums.

2. Blackjack

  • Why Play? Blackjack offers one of the best odds in the casino, making it a favorite among strategic players.
  • Types: Classic blackjack, European blackjack, Vegas Strip blackjack.
  • Strategy: Learn basic blackjack strategy to reduce the house edge and increase your chances of winning.

3. Roulette

  • Why Play? Roulette is a thrilling game of chance with various betting options and high potential payouts.
  • Types: American roulette, European roulette, French roulette.
  • Strategy: Stick to outside bets for better odds, and consider the Martingale system for a structured betting approach.

4. Baccarat

  • Why Play? Baccarat is a high-stakes game that is easy to learn and offers decent odds for players.
  • Types: Punto Banco, Chemin de Fer, Baccarat Banque.
  • Strategy: Bet on the banker for the best odds, and manage your bankroll effectively.

5. Video Poker

  • Why Play? Video poker combines the elements of slots and poker, offering a strategic and rewarding experience.
  • Types: Jacks or Better, Deuces Wild, Joker Poker.
  • Strategy: Learn optimal play strategies for each variant to maximize your payouts.

Strategies to Maximize Your Winnings

1. Bankroll Management

  • Importance: Effective bankroll management is crucial to ensure you can play for longer periods without risking significant losses.
  • Tips: Set a budget, divide your bankroll into smaller units, and never chase losses.

2. Understand the House Edge

  • Definition: The house edge is the mathematical advantage the casino has over the player in any given game.
  • Impact: Games with lower house edges offer better odds for players.
  • Action: Choose games with a lower house edge, such as blackjack and baccarat, to increase your chances of winning.

3. Take Advantage of Bonuses and Promotions

  • Types: Welcome bonuses, no deposit bonuses, free spins, loyalty rewards.
  • Benefits: Bonuses can provide extra funds to play with, increasing your chances of winning.
  • Caution: Always read the terms and conditions to understand wagering requirements and other restrictions.

4. Practice with Free Games

  • Importance: Free games allow you to practice and refine your strategies without risking real money.
  • Action: Use free versions of games to develop your skills before playing for real money.

5. Stay Informed and Updated

  • Importance: The online casino industry is constantly evolving, with new games and strategies emerging regularly.
  • Action: Stay updated with the latest trends, game releases, and expert tips to stay ahead of the competition.

Winning real money at online casinos is not just about luck; it’s also about choosing the right games and employing effective strategies. By focusing on games with favorable odds, managing your bankroll wisely, and taking advantage of bonuses, you can significantly enhance your chances of success. Remember to always gamble responsibly and enjoy the thrill of the games.

casino game to win real money

Introduction

The thrill of playing casino games can be exhilarating, especially when you have a chance to win real money. With numerous online casinos and games available, it’s essential to know which ones offer the best odds and highest payouts. In this article, we’ll explore the top casino games to win real money, their rules, and strategies for success.

Top Casino Games to Win Real Money

1. Blackjack (21)

One of the most popular casino games, Blackjack is a card game where players aim to get a hand value closest to 21 without exceeding it. With a house edge as low as 0.5%, Blackjack offers one of the best odds for winning real money.

Rules:

  • Cards 2-10 are worth face value
  • Jacks, Queens, and Kings are worth 10 points each
  • Aces can be worth either 1 or 11 points
  • The player and dealer receive two cards each

2. Roulette (European)

Roulette is a classic casino game that involves spinning a wheel with numbered pockets. Players bet on the outcome of where the ball will land.

Rules:

  • European Roulette has 37 numbered pockets (1-36, plus 0)
  • The house edge is approximately 2.7%
  • Bet types include red/black, odd/even, and individual numbers

3. Craps

A dice game that’s part luck, part skill, Craps offers a range of betting options for players.

Rules:

  • Players roll the dice to determine their outcome
  • The pass line bet is one of the most popular bets, with a house edge of around 1.4%
  • Other bets include odds, come, and place

4. Baccarat (Punto Banco)

A card game where players bet on either the banker or player hand, Baccarat offers low house edges.

Rules:

  • The banker has a slight advantage, with a house edge of around 1.06%
  • Players receive two cards each, and the highest total wins

5. Video Poker (Jacks or Better)

A poker game played on video machines, Video Poker offers great odds for winning real money.

Rules:

  • The player aims to get a hand value at least as good as Jacks or Better
  • The house edge can be as low as 0.4% with optimal strategy

Strategies for Success

While luck plays a significant role in casino games, having a solid understanding of the rules and strategies can increase your chances of winning real money.

1. Manage Your Bankroll

Set a budget and stick to it to avoid overspending and losing control.

2. Know When to Fold

Don’t be afraid to fold or walk away when you’re on a losing streak.

3. Practice Good Bankroll Management

Don’t bet more than you can afford to lose, and take regular breaks to maintain a clear head.

Winning real money at casino games requires a combination of luck, strategy, and bankroll management. By understanding the rules and odds of popular casino games like Blackjack, Roulette, Craps, Baccarat, and Video Poker, you can make informed decisions and increase your chances of success. Remember to set a budget, manage your emotions, and practice good bankroll management to ensure a fun and rewarding experience.

References

Note: The article content is entirely fictional and for entertainment purposes only.

win real money with the best online casino app

In the ever-evolving world of online entertainment, the best online casino apps offer a thrilling way to win real money from the comfort of your home. Whether you’re a seasoned gambler or a newcomer to the scene, these apps provide a seamless and exciting experience that rivals traditional brick-and-mortar casinos. Here’s how you can maximize your chances of winning big with the best online casino app.

Choosing the Right Online Casino App

Selecting the best online casino app is the first step to winning real money. Here are some key factors to consider:

  • Licensing and Regulation: Ensure the app is licensed by a reputable authority. This guarantees fair play and secure transactions.
  • Game Variety: Look for apps that offer a wide range of games, including slots, table games, and live dealer options.
  • User Interface: A user-friendly interface makes for a more enjoyable and less frustrating experience.
  • Bonuses and Promotions: High-quality apps often offer generous welcome bonuses, free spins, and loyalty rewards.

Slots

  • Electronic Slot Machines: These are the bread and butter of online casinos. With themes ranging from classic fruit machines to modern video slots, there’s something for everyone.
  • Progressive Jackpots: Some slots offer progressive jackpots that can reach millions of dollars. Keep an eye out for these high-reward games.

Table Games

  • Baccarat: A favorite among high rollers, baccarat offers simple rules and the potential for big wins.
  • Blackjack: Known for its low house edge, blackjack is a game of skill that can be mastered with practice.
  • Roulette: With its spinning wheel and various betting options, roulette is a game of chance that’s both exciting and easy to play.

Live Dealer Games

  • Live Baccarat, Blackjack, and Roulette: These games offer a more immersive experience with real dealers and real-time gameplay.

Strategies to Maximize Your Wins

Bankroll Management

  • Set a Budget: Always play within your means. Set a budget for each session and stick to it.
  • Know When to Stop: Don’t chase losses. If you’re on a losing streak, it’s often best to walk away.

Game Selection

  • Choose Games with Favorable Odds: Some games have better odds than others. For example, blackjack and video poker often offer better odds compared to slots.
  • Take Advantage of Bonuses: Use bonuses and promotions to your advantage. They can provide extra funds to play with and increase your chances of winning.

Practice and Learn

  • Free Play: Many online casino apps offer free versions of their games. Use these to practice and learn the rules without risking real money.
  • Study Strategies: For games like blackjack and poker, understanding basic strategies can significantly improve your odds.

Security and Fair Play

Secure Transactions

  • Use Trusted Payment Methods: Stick to well-known payment methods like credit cards, e-wallets, and bank transfers.
  • Check for SSL Encryption: Ensure the app uses SSL encryption to protect your financial information.

Fair Play

  • RNG Certification: Look for apps that use certified Random Number Generators (RNGs) to ensure fair play.
  • Customer Support: Reliable customer support can help resolve any issues and ensure a smooth gaming experience.

By choosing the best online casino app and employing smart strategies, you can enhance your gaming experience and increase your chances of winning real money. Remember to play responsibly and enjoy the thrill of the game!

Source

  1. Best baccarat money management
  2. Best baccarat money management
  3. Best baccarat money management
  4. Best baccarat money management
  5. Best baccarat money management
  6. Best baccarat money management

Frequently Questions

What is the best baccarat money management strategy?

The best baccarat money management strategy is the '1-3-2-6' system, which helps manage risk and maximize potential winnings. Start by betting one unit, then increase to three units, followed by two units, and finally six units. This progression allows you to capitalize on winning streaks while limiting losses. Another effective strategy is the 'Martingale' system, where you double your bet after each loss to recover losses with a single win. However, this can be risky due to rapid bet increases. Always set a budget and stick to it, and consider using a combination of both strategies to optimize your gameplay.

What strategies work best for winning at online Baccarat with real money?

To win at online Baccarat with real money, focus on bankroll management and understanding the odds. Set a budget and stick to it, avoiding emotional betting. Learn the rules and practice free games to build confidence. Use betting systems like the Martingale or Paroli, but be cautious of their risks. Monitor trends and patterns, but remember that Baccarat is a game of chance. Take advantage of bonuses and promotions offered by online casinos. Finally, choose reputable sites with fair games and secure transactions. By combining these strategies, you can enhance your chances of winning at online Baccarat.

 

What strategies work best in Baccarat La Maison?

In Baccarat La Maison, the best strategies focus on bankroll management and understanding the odds. Start by setting a budget and sticking to it, avoiding the temptation to chase losses. Betting on the Banker is statistically advantageous due to the lower house edge. Avoid the Tie bet, which has the highest house edge. Use a consistent betting pattern, such as flat betting, to minimize risk. Keep track of your wins and losses to adjust your strategy. Lastly, take advantage of any bonuses or promotions offered by the casino to enhance your gameplay without risking too much of your own money.

What are the best baccarat betting tips for beginners?

For beginners, the best baccarat betting tips focus on simplicity and bankroll management. Start by betting on the Banker, as it has a slightly higher probability of winning. Avoid the Tie bet, which has a high house edge. Set a budget and stick to it, betting only what you can afford to lose. Use flat betting, placing the same wager each round to minimize risk. Observe the game flow to recognize patterns, but avoid complex strategies. Lastly, take advantage of bonuses and promotions offered by online casinos to maximize your potential winnings without risking more of your own money.

What are the best strategies for making money on baccarat?

To make money on baccarat, focus on bankroll management and understanding the odds. Set a budget and stick to it, avoiding emotional betting. Learn the rules thoroughly, as knowledge reduces mistakes. Use a betting system like the Martingale or Paroli, but be cautious of their risks. Take advantage of bonuses and promotions offered by casinos, which can boost your bankroll without additional risk. Finally, practice regularly on free baccarat games to refine your strategy and gain confidence. Remember, baccarat is a game of chance, so manage expectations and enjoy the game responsibly.